Being able to take this one photo tonight actually has some pretty significant meaning to me.
That’s how long its taken for me to be considered credit worthy once more.
My signature forged on business loans and credit contracts, a mortgagee repossession of my house (voluntary on my part – explain in a minute), and youthful indiscretions in managing ones own finances….
…to come out the other side, eight long years later, with my credit worthiness restored and back on an even keel.
The repossession of my house is a bit of a story, but a former high school friend and I went into a partnership agreement to own it, with the intent of setting up an investment portfolio of property.
Well, he started screwing up his credit thanks to his lack of self control, and vanished from existence before I could get signatures on the legal documents to get it in my name, and sell the thing.
Long story short, easiest way was to hand it back to the bank, with the bonus that I walked away with some reasonable cash in 09′ after the sale and all the costs paid.
That’s all a long chapter in my life, that I’m glad to have put behind me.
Let’s hope October doesn’t rain on September’s parade…
(…goes off and starts humming the Barbara Streisand performed Don’t Rain On My Parade, from the end of Funny Girl).